Simple. Secure. Smart.

Applying for a mortgage shouldn't be complicated. With mello smartloanâ„¢, it's not.

Recommended Reading

Catch the latest industry changes, get the 4-1-1 on mortgage basics, and keep up with the latest news from loanDepot and partners.

what-near-zero-benchmark-rates-mean-for-homebuyers link opens in new tab
What near zero benchmark rates mean for homebuyers
5 smart ways to help you get ahead financially in the New Year link opens in new tab
smart ways to help you get ahead financially in the New Year
Conforming loan limits increase link opens in new tab
Conforming loan limits increase by $26,050 to $510,400 for 2020
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Get the loan that's right for you

Adjustable Rate

If you plan on staying in your home short-term or would like lower payments, an ARM loan program might be right for you

Fixed Rate

A traditional, fixed-rate mortgage is our most popular program for refinancing or a new home purchase

VA

We are authorized to offer special loan programs that are guaranteed by the VA for active military and veterans that are not available to the general public

FHA

Qualify with ease with as little as 3.5% down; originally for first-time buyers, FHA programs are now open to wider audiences